Ralph Weiner and Associates offers a complete line of individual insurance products that will ensure the financial security of those that depend on you. Our life, disability, and long-term care insurance products include:
There are a variety of life insurance policies that we can provide depending on your needs and budget:
Term life insurance is a low-cost way of providing maximum coverage for your family. Protection is provided for a limited number of years generally ranging from 10 to 30 years.
Universal life insurance offers a flexible premium in that policyholders can determine the amount and frequency of premium payments.
Whole life insurance provides permanent protection for the whole of life, from the date of policy issue to the date of the insured’s death, provided that premiums are paid. Premiums are set at the time of policy issue and remain level for the policy’s life.
Life Insurance products are continually changing, and we can provide you with the latest information and policies available!
Individual Disability Income Protection is a must for a business owner and highly recommended for executives. A typical Individual Disability Income Protection plan starts to pay benefits after you have been off work for 1 to 6 months and pays benefits for several years or until retirement age, depending on the policy.